Our Block of Flats Insurance team specialises in providing insurance for people managing and living in blocks of flats, whether it’s for an individual block or large portfolio.

Our specialist team works with a panel of insurers and are trusted to insure more than £18.2 billion* worth of property, ranging from just two flats in a converted property to more than 200 in a purpose built block.

Gallagher employs more than 50 talented individuals, based in Bournemouth, who work with our panel of insurers, many household names, to find your clients a suitable level of cover.

We insure property of standard and non-standard construction, as well as listed buildings. It is very rare for us to be presented with a property we cannot quote on.

Should the worst happen, our in-house claims team will manage the claim, supporting you and your clients step-by-step through the claims process.

Give your customers more confidence
Our current clients have told us that our ability to quotes from our panel of insurers is one of the key reasons they like working with us.

Gallagher works with a wide range of well-known insurers and the dedication of our experienced team means we are always looking for ‘value’ for your clients.

Do less admin
We believe that a broker shouldn’t just be there to collect premiums once a year and as a Gallagher client, we’ll appoint a friendly, knowledgeable single point of contact to work with you get to know your business and how you prefer to work.

We think you’ll like the consistency Gallagher provides too. All of our team are happy to provide you with their direct-dial telephone numbers and direct emails.

Profit, value and quality
Gallagher believes in ‘value for money’ and has the experience to negotiate commission rates, premiums and levels of cover that
match your clients’ needs. Crucially, we understand that our levels of cover and service reflect on your business, so we aim to achieve the highest levels possible.

Your way of working, not ours
We want you to choose Gallagher for your long-term interests, not just because we may be able to get you a better rate on one or two quotes. We will obtain comparative quotes, organise common renewal dates, give advice on unusual or challenging properties, identify potential problems and provide risk management services, all underpinned by a panel of insurers and a wide range of products. And should the worst happen and your clients need to make a claim, our experienced in-house claims team based here in the UK will guide them step-by-step through the claims process, while our delegated authorities can help achieve speedy resolutions.

Gallagher services

  • Commercial Property Insurance
  • Landlord Insurance
  • Directors’ and Officers’ Liability Insurance
  • Engineering Inspection and Insurance
  • Professional Indemnity Insurance for Managing Agents
  • Cyber Liability Insurance
  • Residential Management Companies Legal Insurance
  • Property Owners’ Legal Insurance
  • Estate Management Insurance
  • Inspection and valuation services
  • 24-hour emergency assistance for flats

*Data collected at 1 January 2023 by Gallagher’s blocks of flats specialist team based in Bournemouth.

**As with all insurance policies, the policy is subject to limits, conditions and exclusions. For full terms and conditions please refer to the policy wording available on request. This document does not purport to be comprehensive or to give legal advice. While every effort has been made to ensure accuracy, Gallagher cannot be held liable for any errors, omissions or inaccuracies contained within the document. Readers are always recommended to take further professional advice before making any decisions.


Need any help?

If you can’t find the answer you’re looking for in this section please contact us.

For blocks of flats insurance enquiries:

08000 92 93 94

9am - 5:00pm Monday to Friday ukinfo@ajg.com