Additional cover* at no extra cost negotiated for blocks of flats buildings insurance.

Deacon has negotiated additional cover* as standard for blocks of flats buildings insurance with Covea, one of our well-known underwriters.

Exclusive to Deacon, it means extra protection at no extra cost for Covea’s standard cover, which now also includes:

Japanese Knotweed
If an outbreak of Japanese Knotweed (Fallopia Japonica) or other hybrid of knotweed establishes itself at the premises, we will cover the costs to eradicate and dispose of the waste up to £10,000*.

Ground Water Cover
If your property suffers damage caused by an increase in the level of the Water Table, this enhanced feature now provides cover up to £25,000 during any period of insurance.

Archaeological Discoveries
If a site of archaeological or historic importance is discovered in the grounds of your property and excavation restricts access, this new feature will cover the damage or loss costs up to £25,000. For example, in September 2012 Richard III’s remains were discovered in a car park in Leicester.

Bailors Goods Cover
Should you experience a loss or damage to goods in your temporary custody, for example possessions left behind a reception desk at the entrance of your property, this feature now covers the loss up to £25,000*.

Obsolete Building Materials
If you suffer damage to your property and the original materials used are now obsolete, this enhanced cover feature will now pay for the additional costs considered for a suitable alternative.

Contractors Interest
If you enter into a joint building agreement with an external contractor, otherwise known as a Joint Contract Tribunal (JCT), you will now be automatically covered in the event of damage caused by the works provided the contract value does not exceed £250,000.

Deacon is part of Arthur J. Gallagher, one of the largest insurance brokers in the world.  We constantly review our cover and negotiate with our panel of well-known insurers to develop products at a price you are unlikely to find anywhere else.

Editor’s note: Covea Insurance operates a number of insurance businesses throughout the UK as well as owning insurance businesses in Canada, the United States, Spain and Luxembourg.  Generating £14.6 billion*** insurance premiums annually, Covea are perfectly placed to deliver the quality, consistency and financial reassurance that we know clients value. Covea group also owns Swinton Insurance, the biggest high-street broker****, which delivers personal and commercial products to more than two million customers, thanks to its 350 branches and its 4,000 staff.

Covea key points include

  • Over 50 years trading experience in the UK
  • £58 billion in assets under management across Europe
  • Protecting over 150,000 businesses assets
  • Over 11 million customers

Other associated brands within the Covea group include:


* Please refer to your policy wording for full cover details. As with all insurance policies, the policy is subject to limits, conditions and exclusions. For more information please contact us to discuss further, or request a full summary of the cover or the full policy terms and conditions.

** This policy will not cover existing or ongoing subsidence at your property.

*** (2015)