… and do you need it?

To coin a phrase from a well-known advertising slogan, our Landlord Legal and Rent Guarantee “does exactly what it says on the tin”.  

Legal cover can help protect you against unwanted expenses which may occur as a result of letting your property.   For example, should you require advice relating to evicting tenants, pursuing a claim or even access to legal documents.

The policy also provides legal advice 24/7 via a help line and UK tax advice is available Monday to Friday during office hours (9am-5pm).  Some policies on the market have variable values of cover, however, this policy provides cover up to £50,000 as standard.

And if you are unlucky enough to experience loss of rental income, then the optional rent guarantee cover can help mitigate your loss. For example, if your tenant falls into arrears and is unable to pay or if they simply refuse to pay their rent.

It’s easy to understand why this type of insurance policy can be incredibly useful and reassuring for landlords. One of the biggest and often most stressful problems landlords face are rent arrears, particularly if the landlord is relying on the rental income to make mortgage payments.

Our residential landlord legal insurance (with the option to add rent guarantee cover) can be purchased as a single policy or you can add it to your Buildings or Buildings & Contents policy.

Here are some key benefits of our Landlord Legal & Rent Guarantee cover

  • 24/7 via a help line
  • Rental Guarantee
  • Legal cover for eviction costs
  • Cover up to £50,000
  • Accommodation costs
  • Access to legal documents
  • Criminal prosecution defence

For more information download a copy of our free fact sheet here.