… and do you need it?

Our legal insurance for landlords can help protect you against unexpected expenses which may arise as a result of letting your property, from nuisance tenants causing damage and rent arrears, to legal and tax disputes and issues with local landlord registration authorities.

The policy also provides access to general legal advice, whether you have an active claim or dispute or not, on tenancy-related or business matters and a specialist UK tax advice helpline.

It’s easy to understand why a comprehensive insurance policy like this can be incredibly useful and reassuring for landlords. While one of the biggest and often most stressful problems landlords face is rent arrears, particularly if the landlord is relying on the rental income to make mortgage payments, there are many other aspects of letting property that may be confusing and all too easy to fall foul of.

We keep things simple with standard levels of cover that give you the reassurance that you  will probably have more than enough cover.

Our residential landlord legal insurance can be purchased as a stand-alone policy, or you can add it to a Deacon buildings or buildings & contents policy.

Here are some key benefits of our Landlord Legal & Rent Guarantee cover

  • Damage nuisance and trespass
  • Repossession of residential property
  • Commercial lease disputes
  • Recovery of rent arrears
  • Holiday home contract disputes
  • Wide range of legal, employment and tax disputes

For more information download a copy of our free fact sheet on landlord legal and rent guarantee cover.

Reviewed: 1 January 2022 (FP1269-2021)

First published: 18 November 2016 (FP909-2020)

The sole purpose of this article is to provide guidance on the issues covered. This article is not intended to give legal advice, and, accordingly, it should not be relied upon. It should not be regarded as a comprehensive statement of the law and/or market practice in this area. We make no claims as to the completeness or accuracy of the information contained herein or in the links which were live at the date of publication. You should not act upon (or should refrain from acting upon) information in this publication without first seeking specific legal and/or specialist advice. Arthur J. Gallagher Insurance Brokers Limited trading as Deacon accepts no liability for any inaccuracy, omission or mistake in this publication, nor will we be responsible for any loss which may be suffered as a result of any person relying on the information